{"id":856,"date":"2021-03-10T10:47:03","date_gmt":"2021-03-10T10:47:03","guid":{"rendered":"http:\/\/3dapartment.com\/blog\/?p=856"},"modified":"2022-01-24T08:53:23","modified_gmt":"2022-01-24T08:53:23","slug":"what-is-a-decent-salary-living-in-boston","status":"publish","type":"post","link":"https:\/\/3dapartment.com\/blog\/what-is-a-decent-salary-living-in-boston\/","title":{"rendered":"What is a decent salary living in Boston?"},"content":{"rendered":"<h2><b>Budgeting Your Move to Boston<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Most first-time Bostonians choose to share short-term leases with friends or roommates. This is ideal for those on a budget, since rent and utilities are divided among how many people live there, lightening those financial loads. If you are planning to move to Boston and live on your own, you should be making around $80,000, based on Nestpick\u2019s latest data on Boston apartments.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That\u2019s about $6,500 a month being spent on renting a one-bedroom apartment, which is the 30% recommended by economists. It\u2019s important to keep these statistics in mind when establishing your own budget. Remember, spending about a quarter of your income on housing is the recommendation. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">In reality, many Americans do not follow this out of necessity. Paying more than this recommendation is not a choice anyone would want to make willingly. The average salary in the United States is $44,000. Americans living in Boston on that salary sometimes struggle to find excellent housing.\u00a0<\/span><\/p>\n<h2>How much do people in Boston earn?<\/h2>\n<p><span style=\"font-weight: 400;\">Bostonians, on average, earn around $3,700 a month, half of which they use to pay housing and other living fees. The average Bostonian also has at least one roommate they share expenses with.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Boston is the third most expensive city. That was shown in a survey, comparing the average expenses for a one-bedroom apartment in 14 different American cities. San Francisco and New York City came before Boston. Washington D.C. took the fourth place spot after Boston. Las Vegas had the most apartment housing. Residents there only had to earn around $33,000 a year to afford a one-bedroom apartment.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There are so many cities in this country with their own unique real estate market, so don\u2019t feel discouraged if you\u2019re struggling to find affordable housing in Boston. To be on the best track for retirement, we recommend you only spend around a third of your monthly salary on living expenses.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Personal finances<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Below are a list of statistics to orient your own personal finances when planning your relocation to Boston:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Living alone will cost you about $1,350 a month ($48,000 a year)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Living alone in a more expensive neighborhood will cost you $1,750 per month ($63,000 a year)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you want to live in a luxurious apartment without roommates, be prepared to pay at least $2,200 a month ($79,800 a year)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you don&#8217;t have a family and live with roommates, it will cost you around $850 a month ($30,000 a year)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Living in a more sought-after area and sharing the rent with roommates would cost you $1,100 a month ($39,000 a year)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For a family of four, a three-bedroom property costs about $2,550 a month ($91,800 a year)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For the same household, living in a more expensive neighborhood would cost about $3,300 a month<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Buying an apartment in Boston would look something like this: $350,000 to $68,000 a year with an initial installment of $70,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">To buy an apartment: $550,000 to $108,000 a year with an installment of $110,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">To buy a home just outside the city: $750,000 to $1,440,000, with an advance payment of $150,000<\/span><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Budgeting Your Move to Boston Most first-time Bostonians choose to share short-term leases with friends or roommates. This is ideal for those on a budget, since rent and utilities are divided among how many people live there, lightening those financial loads. If you are planning to move to Boston and live on your own, you [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":1173,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[27],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is a decent salary living in Boston? - 3D Apartment Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/3dapartment.com\/blog\/what-is-a-decent-salary-living-in-boston\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is a decent salary living in Boston? - 3D Apartment Blog\" \/>\n<meta property=\"og:description\" content=\"Budgeting Your Move to Boston Most first-time Bostonians choose to share short-term leases with friends or roommates. 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